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Colorado UHC Rocky Mountain Medicare Advantage Plans

UHC Rocky Mountain Medicare Advantage plans are health maintenance organization-point of service (HMO-POS) Medicare Advantage plans in Colorado offered by Rocky Mountain Health Maintenance Organization, a United Healthcare Company. These plans include benefits in addition to those covered under Original Medicare, including an integrated Medicare Part D prescription drug benefit.

2024 plan names:

  • UHC Rocky Mountain Medicare Advantage (HMO-POS)
  • UHC Rocky Mountain Dual Complete (HMO-POS D-SNP)

2023 plan names:

  • Rocky Mountain Health Plans CareAdvantage Value (HMO-POS)
  • Rocky Mountain Health Plans CareAdvantage Enhanced (HMO-POS)
  • Rocky Mountain Health Plans DualCare Plus (HMO-POS D-SNP)

Health Maintenance Organization (HMO) plans have a defined network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies. Some HMO plans do not need referrals for specialty care.

Point of Service (HMO-POS) plans include all the features of HMO plans plus the ability to go outside the contracted network for certain health care services - typically at a higher cost. Some POS plans only cover out-of-network dental care. In addition, some POS plans do not require referrals for specialty care..