UnitedHealthcare offers individual plans both on and off the Health Insurance Marketplace (Exchange). This chapter only applies to the plans we offer on the Health Insurance Marketplace in 2021 for the states listed in the table below. Additional plans may be offered in Nevada (administered by Sierra/Health Plan of Nevada) and Colorado (administered by Rocky Mountain Health Plans). Those plans follow a separate administrative guide, as indicated in the Benefit plans not subject to this guide section in Chapter 1. Individual Exchange plans offered in New York (Compass) and Massachusetts (Navigate) will follow the commercial plan guidelines in this administrative guide.