Member disputes may arise from time to time with UnitedHealthOne or with our participating care providers. We respect the rights of our members to express dissatisfaction regarding quality of care or services and to appeal any denied claim or service. Instructions on how to file a complaint or grievance with us are in the member’s Combined Evidence of Coverage and Disclosure Form, Evidence of Coverage, or Certificate of Coverage. Refer to Member Appeals, Grievances or Complaints section in Chapter 10: Our Claims Process for detailed information about your role in the member appeal process.
You or the member should identify UM appeals 180 calendar days from initial adverse UM determination receipt. UM appeals include denials as not medically necessary, experimental or investigational, cosmetic, dental rather than medical, prescription quantity limit denial, denial of a request for an in-plan exception, or excluded as a pre-existing condition.
To initiate the standard internal UM appeal process, write to:
UnitedHealthcare Oxford Navigate Individual
P.O. Box 31371
Salt Lake City, UT 84131-0371
Standard Fax: 1-801-478-5463
If you feel the situation is urgent, request an expedited (urgent) appeal by mail, fax or phone:
UnitedHealthcare Oxford Navigate Individual
3100 AMS Blvd.
Green Bay, WI 54313
Expedited Fax: 1-866-654-6323
All UM appeals are done by clinical peer reviewers other than the clinical peer reviewer who rendered the initial UM determination.
Expedited appeal requests involving continued inpatient care in a network facility for a substance use disorder are determined within 24 hours. Expedited appeal requests for urgent care, emergency care, an admission, availability of care, continued stay, or health care services for which the member received emergency services, but has not been discharged from a facility, are determined within 72 hours. Standard UM appeals are determined within 10 calendar days of appeal receipt.
If the member or designee is not happy with the results of the appeal process, they may pursue an external appeal through an Independent Utilization Review Organization (IURO) for final internal UM determinations. You must complete an internal appeal before you may request a review by an IURO, except when:
Department of Banking and Insurance
Consumer Protection Services
Office of Managed Care
P.O. Box 329
Trenton, NJ 08625-1062
The IURO completes the review within 45 days of receipt.
The IURO completes its review within 48 hours if the appeal involves:
If UnitedHealthcare Oxford Navigate Individual has good cause for not meeting the appeal process deadlines, members or their designee and/or their care provider may request a written explanation of the delay. UnitedHealthcare Oxford Navigate Individual must provide the explanation within 10 days of the request. If an external reviewer or court agrees with UnitedHealthcare Oxford Navigate Individual and rejects the request for immediate review, the member has the opportunity to resubmit their appeal.
The administrative appeal process is used to appeal an initial determination concerning a claim for benefits or an administrative issue. Issues include but are not limited to:
Note: Benefit and administrative issues do not include initial determinations that the service or supply is not medically necessary, experimental or investigational, cosmetic, dental rather than medical, prescription quantity limit denials, denials of a request for an in-plan exception, or treatment of a pre-existing condition. Those determinations are UM decisions.
You or the member must initiate administrative appeals in writing unless expedited.
Determinations concerning services that have already been provided are not eligible to be appealed on an expedited basis. Expedited administrative appeals are determined within 72 hours from receipt of the appeal. All other appeals are determined within 30 calendar days of receipt of the appeal.
To verify benefits for GRIC members, call 1-800-395-0923.
Tools have been developed by third parties, such as the MCG® Care Guidelines (formerly known as Milliman Care Guidelines®), to assist in administering health benefits and making informed decisions in many health care settings, including acute and sub- acute medical, rehabilitation, skilled nursing facilities, home health care and ambulatory facilities.
As affiliates of UnitedHealthcare, GRIC and Oxford Health Insurance, Inc. may also use UnitedHealthcare’s medical policies as guidance. These policies are available on UHCprovider.com/policies.
Notification does not guarantee coverage or payment (unless mandated by law). The member’s coverage eligibility is determined by the health benefit plan. For benefit or coverage information, call the insurer at the phone number on the back of the member’s ID card.
To obtain a verification as required by 28 TAC §19.1719, call 1-800-842-1792.
Michigan requires insurers to provide coverage for certain expenses to treat diabetes. It also requires insurers to establish and provide members and participating care providers with a program to help prevent the onset of clinical diabetes. We have adopted the American Diabetes Association (ADA) Clinical Practice Guidelines.
The program for participating care providers emphasizes best practice guidelines to help prevent the onset of clinical diabetes and to treat diabetes, including diet, lifestyle, physical exercise and fitness, and early diagnosis and treatment. The Standards of Medical Care in Diabetes and Clinical Practice Recommendations are on care.diabetesjournals.org.
Subscription information for the American Diabetes Journals is available on the website. You may also call 1-800-232-3472 and select option one, 8:30 a.m. to 8 p.m. ET, Monday–Friday. View journal articles without an online subscription.