This Medicare Supplement product is available only to AARP members who reside within the service area of a participating hospital in our Medicare Select network.
Medicare was not designed to cover all health care expenses incurred by older adults.
Members must use a Medicare Select network hospital for inpatient services. They can seek services from the Medicare Select network physician of their choice and retain full Medicare benefits.
Network hospitals agree to waive the Part A Inpatient Hospital Deductible ($1,484 in 2021). While a network hospital waives the Part A Deductible, the hospital still receives the remaining reimbursement from Medicare. UnitedHealthcare reimburses all other Medicare-eligible expenses not paid by Medicare other than the Part A deductible amounts waived under the terms of the hospital Agreement. Hospitals can arrange for automatic deposits or reimbursements.
UnitedHealthcare uses these savings to offer a Medicare Supplement plan with a lower premium. If an insured member receives inpatient services outside of the Medicare Select network, the member is responsible for the Part A deductible, unless:
No prior authorization for medical services is required.
These Medicare plans reduce member expenses by covering some or all of the following:
To submit a claim electronically, contact your Clearinghouse and provide our electronic Payer ID (36273). This number is specific to AARP Supplemental and Personal Health Plans.
To submit a Part A or Part B claim by mail, send a standard billing form along with a Part A or B Remittance Advice to:
P.O. Box 740819
Atlanta, GA 30374-0819
To promote timely processing on all claim submissions, follow standardized Medicare billing practices. Be sure to include the member’s 11-digit AARP membership number.