Member appeals, grievances or complaints - Chapter 10, 2022 UnitedHealthcare Administrative Guide

Members may be unhappy with our health care providers or with us. We respect the members’ rights to express dissatisfaction regarding quality of care/services and to appeal any denied claim/service. All members receive instructions on how to file a complaint/grievance with us in their Combined Evidence of Coverage and Disclosure Form, Evidence of Coverage or Certificate of Coverage, as applicable.

When there is a member grievance or appeal, you are required to comply with the following requirements:

  • Assist the member with locating and completing the Appeals and Grievance Form upon request from the member. This form is located by logging onto > Claims and Accounts > Medical Appeals and Grievances > Medicare and Retirement Member Appeals and Grievance Form.
    Note: An appeal, grievance or complaint process may differ based on product. See the applicable benefit plan supplement to verify the process for those plan members.
  • Immediately forward all member grievances and appeals (complaints, appeals, quality of care/service concerns) in writing for processing to:
For Individual Exchange Plans

Member and Provider Appeals and Reconsiderations:
P.O. Box 6111 Cypress, CA 90630

1-888-404-0940 (standard requests)

1-888-808-9123 (expedited requests)

Medicare Advantage (MA) and Medicare Advantage Prescription Drug (MAPD) Plans UnitedHealthcare
P.O. Box 6106
Mail Stop CA 124-0157
Cypress, CA 90630
For Medicare and Retirement Prescription Drug Plans (PDP) UnitedHealthcare
P.O. Box 6106
Mail Stop CA 124-0197
Cypress, CA 90630
For Commerical Plans UnitedHealthcare
P.O. Box 30573
Salt Lake City, UT 84130-0573
All Savers Supplement

ASIC Members:
Grievance Administrator
P.O. Box 31371
Salt Lake City, UT 84131-0371
Standard Fax: 1-801-478-5463
Expedited Fax: 1-866-654-6323
Phone: 1-800-291-2634

UnitedHealthcare Level Funded and UnitedHealthcare Oxford Level Funded Appeals Review
P.O. Box 31393
Salt Lake City, UT 84131
UnitedHealthOne Individual Plans Supplement (Golden Rule Insurance Company, UnitedHealthcare Oxford Navigate Individual benefit plans offered by Oxford Health Insurance, Inc.) Grievance Administrator
P.O. Box 31371
Salt Lake City, UT 84131-0370
Standard Fax: 1-801-478-5463
Expedited Fax: 1-866-654-6323
Phone: 1-800-657-8205
UMR and UnitedHealthcare Shared Services

Appeals (Pre-Service)


Fax: 1-888-615-6584
Mail: UHC Appeals - CARE
P.O. Box 400046
San Antonio, TX 78229

P.O. Box 80783
Salt Lake City, UT 84130-0783

Reconsiderations and Appeals (Post-Service)

Phone: Call the number listed on the back of the member’s ID card.

Mail: UMR - Claim Appeals
P.O. Box 30546
Salt Lake City, UT 84130-0546
(or send to the address listed on the provider ERA)

 P.O. Box 30783
Salt Lake City, UT 84130-0783

  • Respond to our requests for information within the designated time frame. You must supply records as requested within 2 hours for expedited appeals and 24 hours for standard appeals. This includes weekends and holidays.
  • For Medicare member appeal requests, CMS regulation states once an appeal is received, within 60 calendar days of the denial, it must be reviewed under the appeal process. A request to review a post-service determination will not be reopened for any reason (i.e., New and Material Evidence, Fraud or Similar Fault, Other) other than for a clerical error, unless the 60-calendar-day time frame to file a reconsideration has expired.
  • Cooperate with our external independent medical review organization and us. This includes:
    • Promptly forwarding all medical records and information relevant to the applicable health care service to the external review organization
    • Providing newly discovered relevant medical records or any information in the participating medical group/IPA’s possession to the external review organization
  • Provide us with proof that reversals of adverse determinations were done within the stated time frames. You must supply proof within:
    • Expedited appeals — 2 hours of overturn notice.
    • Standard appeals — 24 hours of overturn notice. This applies to all calendar days (no exceptions or delays allowed for weekends or holidays).