California UHC Canopy Health Medicare Advantage (HMO)

The UHC Canopy Health Medicare Advantage plan is a Medicare Advantage health maintenance organization - point of service (HMO-POS) plan that includes benefits in addition to those covered under Original Medicare, including Part D prescription drug coverage.

This plan is available in Alameda, Contra Costa, San Francisco and Santa Cruz counties in California through a defined network of care providers. Specialist referrals are required with this plan.

Health Maintenance Organization (HMO) plans have a defined network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies.

Point of Service (HMO-POS) plans include all the features of HMO plans plus the ability to go outside the contracted network for certain health care services - typically at a higher cost. Some POS plans only cover out-of-network dental care.