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Kentucky UnitedHealthcare® MedicareDirect (PFFS)

UnitedHealthcare MedicareDirect health care plans are Private Fee-For-Service (PFFS) plans that provide Medicare beneficiaries with a wide variety of health care benefits, often at a lower cost than Original Medicare. Members of UnitedHealthcare MedicareDirect plans are still covered under the Medicare program and have federally regulated rights and protections.

  • UnitedHealthcare MedicareDirect Essential (PFFS) – no drug coverage
  • UnitedHealthcare MedicareDirect Rx (PFFS) – with drug coverage

While the exact benefits will vary depending on the specific plan, UnitedHealthcare MedicareDirect plans provide members the option to seek care from any Medicare-eligible care provider without a referral, as long as the care provider agrees to the plan's terms, conditions and payment rates.

Additional Medicare Advantage Plan Information

To learn more about the Medicare Advantage plans offered in your area, visit and enter your ZIP code.

Medicare Part D Information

To learn more about Medicare Part D prescription drug coverage or to access related forms, review the materials available on under Our Plans > Medicare Advantage Plans > What Do I Need to Know? > Medicare Advantage Plan Information and Forms.