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Electronic Payments & Statements (EPS)

Electronic Payments & Statements (EPS) is the tool for your practice to receive electronic funds transfer (EFT) and electronic remittance advice (ERA) for most UnitedHealthcare health plans.EPS has an enrollment process for billing companies that limits their access to your providers’ banking information and keeps you in control.

For UnitedHealthcare West SignatureValue HMO and Medicare Advantage HMO claims, use the UnitedHealthcare West EFT Tool.

Once enrolled in EPS you’ll be able to:

  • Receive claims payments by direct deposit or Virtual Card Payment (VCP) 5–7 days faster than with paper checks
  • Access explanation of benefits (EOBs) or provider remittance advice online or via 835 ERA files
    • Receive email notification when payments are deposited to your designated account
    • View your deposit amounts along with all remittance advice associated with each deposit
  • View or print remittance advice and post payments manually to your practice management system or auto-post using the 835 ERA file

UnitedHealthcare West / SignatureValue and Medicare Advantage HMO Claims

For SignatureValue and Medicare Advantage claim payments, you must enroll in Electronic Funds Transfer (EFT) using the UnitedHealthcare West EFT Tool, a separate application from EPS – electronic funds transfer in EPS will not generate electronic payments for these particular plans.

Enrolling in EPS

Enrolling online is simple and easy. Before you begin, read the EPS Enrollment Guide and have the following handy:

  • Bank account and routing numbers for direct deposit
  • A voided check or bank letter to verify bank account information
  • A copy of your practice or facility’s W-9 form
Single EOB Search

The Single Explanation of Benefit (EOB) Search is available to all care providers, including those not enrolled in Electronic Payments and Statements (EPS). Go to Single EOB Search.

EPS Support

If you need help enrolling in EPS or using any of its features, please call us at 877-620-6194.

  • Choose "option 1" for enrollment.
  • Choose "option 2" for access questions.

Support is available Monday - Friday from 7 a.m. – 6 p.m. Central Time.


1EPS is currently available for UnitedHealthcare Commercial, UnitedHealthcare Medicare Solutions, UnitedHealthcare Oxford, and UnitedHealthcare Community Plan.