The UHC The Villages Medicare Advantage plans are Medicare Advantage health maintenance organization - point of service (HMO-POS) plans with prescription drug coverage. These plans are accepted by the Villages Health Care Centers in Lake, Marion and Sumter counties, Florida using a defined network of care providers.
Health Maintenance Organization (HMO) plans have a defined network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies. Some HMO plans do not need referrals for specialty care.
Point of Service (HMO-POS) plans include all the features of HMO plans plus the ability to go outside the contracted network for certain health care services - typically at a higher cost. Some POS plans only cover out-of-network dental care. In addition, some POS plans do not require referrals for specialty care.