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UnitedHealthcare Individual and Family Marketplace Plans in Colorado

UnitedHealthcare Individual and Family Marketplace plans offer affordable, reliable coverage options from Rocky Mountain Health Maintenance Organization, Incorporated.

As part of the American Rescue Plan Act (2021), many individuals and families are now eligible for lower monthly premiums for Marketplace health coverage in Colorado.

In Colorado, new Individual and Family Marketplace plans will be offered using the Individual Exchange Benefit Plan network.  These plans:

  • Are specifically designed for the Health Insurance Marketplace, otherwise known as the Exchanges.
  • Utilize a customized network with an Accountable Care group of providers.
  • Require the member to be assigned a PCP to manage their health care needs.
  • Require prior authorization and notifications.

To see full plan details please visit https://www.rmhp.org/family-individual-health-insurance/healthcare-plans/front-range-plans-from-rmhp.

Out of Network / Out of Area Benefit Coverage

It is important to note that Exchange members have NO OUT-OF-NETWORK or OUT-OF-AREA benefit coverage, except for emergency services and related admissions, unless specifically approved by Rocky Mountain Health Plans, a UnitedHealthcare Company.  Members must receive eligible services at participating provider locations within the service area if they are to be considered as covered.

Provider Services phone number (dedicated to Individual and Family Marketplace Plans): 888-478-4760

UnitedHealthcare offers plans in three metal levels in Colorado -- Bronze, Silver, and Gold--and enrollment for 2022 coverage is open through Jan. 15, 2022.

Exchange Plan Policies 

Medical plan coverage offered by Rocky Mountain Health Maintenance Organization, Incorporated. Administrative services provided by United HealthCare Services, Inc. or their affiliates.